Privacy Policy

Last updated: March 4, 2026

Overview

Wagyu ("the App") is a portfolio tracking application for iOS. We are committed to protecting your privacy. This policy explains what data the App handles, how it is processed, and your rights.

The short version: your financial data stays on your device. We do not operate servers that store, process, or have access to your portfolio data.

Data That Stays on Your Device

The following data is created and stored exclusively on your device:

• Portfolio holdings, transactions, and asset data
• Banking credentials used for FinTS connections
• Price alerts and notification preferences
• App settings and display preferences

We have no technical means to access this data. It is not transmitted to any server operated by us.

FinTS Banking Connections

When you connect to a bank via FinTS, the connection is established directly between your device and your bank's server. No data passes through any intermediary server. Your banking credentials are stored in the iOS Keychain on your device and are never transmitted to us.

Cross-Device Sync

If you enable sync, your portfolio data is encrypted on your device using end-to-end encryption before being transmitted. The encryption keys are derived on-device and are never shared with us. We cannot decrypt, read, or access your synced data. Sync uses Apple's CloudKit infrastructure.

Market Data

The App fetches publicly available market prices and asset information from third-party data providers. These requests may include:

• Asset identifiers (ticker symbols, coin IDs)
• Your device's IP address (as part of standard network requests)

These requests do not include your personal portfolio holdings, balances, or any identifying information beyond what is technically necessary for the network connection.

Analytics and Crash Reporting

The App may use Apple's built-in analytics and crash reporting frameworks. This data is anonymized and aggregated by Apple. You can opt out of this in your iOS Settings under Privacy & Security > Analytics & Improvements.

Data We Do Not Collect

• We do not collect personal information
• We do not create user accounts or profiles
• We do not use third-party tracking or advertising SDKs
• We do not sell, share, or transfer any data to third parties

Children's Privacy

The App is not directed at children under 13. We do not knowingly collect any personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated date. Continued use of the App after changes constitutes acceptance of the revised policy.

Contact

If you have questions about this Privacy Policy, contact us at hello@wagyu.app.